About Ladera
Ladera is in Luling, a charming Central Texas town positioned right between Austin and San Antonio along the I-10 corridor. Luling is known for the Watermelon Thump festival, its oil history, and some genuinely incredible barbecue. Friday night football is practically a town-wide event here. The community is friendly, the pace of life is relaxed, and the home prices are some of the most affordable in my entire inventory. If you want a brand new home under $250K, Ladera is where you need to look.
Community Amenities
HOAParkPlayground
Nearby Schools
Ladera is zoned to Luling ISD.
- Luling Primary School (Luling ISD) - ~2.5 miles
- Luling Elementary (Luling ISD) - ~2.8 miles
- Geraldine Fritz Middle School (Luling ISD) - ~3 miles
- Luling High School (Luling ISD) - ~3.2 miles
Property Taxes & Fees
The total tax rate in Ladera is 2.60%. The Caldwell County appraisal district has been assessing new homes at approximately 82.8% of the purchase price, which means your first-year tax bill is typically lower than you might expect.
PID: None. This community does not have a Public Improvement District, so there are no extra monthly PID fees.
Estimated Monthly Payments
Based on FHA financing (3.5% down, 3.99% rate, 30-year fixed), homes in Ladera have estimated monthly payments ranging from $1,578/mo to $1,872/mo. This includes principal, interest, taxes, insurance, and mortgage insurance. Use the mortgage calculator to customize for your situation.
Community Location
📍 Model Home: 2207 Gentle Rain Dr, Luling, TX 78648
Community Guide
I put together a detailed flipbook guide for Ladera that covers floor plans, pricing, and everything you need to know. View the Ladera Community Guide
Related Communities
Also check out these nearby communities:
Homebuying Resources
New to the homebuying process? Check out these helpful guides:
Ready to See Ladera in Person?
I can walk you through available homes, answer questions about the area, and help you figure out financing. No pressure, just real answers.
*Estimated payments assume FHA financing with 3.5% down, 3.99% interest rate, 30-year term, and include taxes, insurance, and mortgage insurance. Your actual payment may vary. Contact a licensed mortgage professional for a personalized quote.